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Home Inspections: Why You Need One.

Monday, June 28th, 2010

It is often said that one of the most expensive and important purchases you will ever make will be a home purchase.Unlike the guarantee a buyer receives with most purchases, there’s no money-back guarantee or return insurance policy if you’re not satisfied with A purchased home.  Once you have decided to buy a home  , you’re on your own to maintain it, regenerate it, anticipate problems and pay the bills. This is why it’s best to know as much as you can around potential problems before you make the committedness to buy. This is why it is important to get a home inspection.

One of the best ways to assure a home’s condition, habitability and safety is to hire a professional home inspector. A properly trained home inspector will review your house as a system, looking at how one component of the house might affect the operability or lifespan of another. Home inspectors will go through the property and perform a comprehensive visual inspection to assess the condition of the house and all of its systems. They will ascertain the components that are not performing properly as well as items that are beyond their useful life or are unsafe. They will also distinguish areas where repairs may be needed or where there may have been problems in the past. Inspections are intended to provide the client with a better understanding of property conditions, as observed at the time of the inspection.

A pre-purchase inspection for an 1,800 to 2,200 sq. foot home typically takes about three hours and costs around $500. Following the inspection, the buyer is presented with a written report, consolidating the details of the inspection. The home inspector should be willing to answer any questions a buyer might have and to clarify the limitations of the inspection to avoid misunderstandings. We recommend that potential buyers accompany the inspector as the inspection takes place. It can be a valuable learning experience. Home inspections are intended to provide selective information regarding the condition of systems and components of the home at the time of the inspection. It will help you make an informed purchase decision.

The home inspector will provide a visual inspection by looking at the home’s various systems, including interior and exterior components. The inspector will check exterior components including roofing, flashing, chimneys, gutters, downspouts, wall surfaces, windows, doors, the foundation and the grading around it. Note that if the inspection takes place in the winter, the roof and the foundation may not be fully visible for inspection if they are covered with snow and ice. For safety and insurance reasons, the home inspector would not typically climb up on snow- or ice-covered roofs. However, the home inspector will inspect the roof from the ground or other vantage point. This also applies to the chimney and downspouts.

If problems or symptoms beyond the scope of the inspection are found, the home inspector may recommend further evaluation. Interior systems the home inspector will check include electrical, heating, air conditioning, ventilation, plumbing, insulation, flooring, ceiling and walls, windows and doors. Note that a home inspector is not dependent to inspect a wood-burning appliance such as a fireplace or wood stove unless they are WETT (Wood Energy Technology Training) certified. Many home inspectors are, but do not carry out a WETT inspection as part of the accepted home inspection unless it is requested. This is an extra request and will add at least one hour to the inspection time. To be properly inspected, a chimney must first be cleaned.

As with the outside of the home, the inspection of the interior systems is visual, meaning that the inspector will be ineffective to see behind walls or under the floor. Unless otherwise arranged, typically a home inspection does not include appraisals, exact quotes for repairs, or determine compliance with regulatory requirements. A home inspection is not intended to provide warranties or guarantees.

To view potential homes in your area and further information about homes please goto Prop2GO.com. They feature many great articles and house listings in your area. They also specialize in Guelph apartments, Kitchener apartments, and Toronto Apartments.

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